Tip #4 - No Debt / Designing a Website
Hey everyone! This is Stephen Beck with Family Entrepreneurs.
WELCOME to our new subscribers from the Austin Conference. We had a
terrific time last weekend.
Sorry to be so tardy with this latest edition, but I have either been
preaching at church or speaking at a home school conference almost every
weekend in May and June. It has been tiring, but it has given the Beck
family a lot of time to spend together on the road. Since our kids are
involved in our home school curriculum business, they get to learn
entrepreneurial skills as we travel.
My son, Hunter, has caught the entrepreneurial bug with all the
marshmallow guns and potato cannon kits he is selling at the home school
conferences. If your child shows an interest in entrepreneurial
endeavors, by all means encourage him or her, even if they are not
making a huge profit at first. All successful businessmen have to start
somewhere and what better place than under your watchful eye where the
consequences are not so severe? Very few businessmen wind up settling
down with the first business they ever started. Most go through a few to
find the one that is right for them.
If you are interested a talk I recorded entitled, Teaching Your
Children To Start Their Own Business
In the talk, we cover the biblical reasons for owning your own business,
the pros and cons of having your own business, the types of businesses,
marketing, knowing your numbers, calculating price, employees vs.
subcontractors, simple businesses to start…plus
a whole lot more!
Biblia:
- Deuteronomy 15:1
- At the end of every seven years you shall grant a
release of debts. And this is the form of the release: Every creditor
who has lent anything to his neighbor shall release it; he shall not
require it of his neighbor or his brother, because it is called the
LORD'S release.
God had a unique way
of keeping His people free from long-term debt. How many 30 year
mortgages do you think the Israelites had? What do you think the banks
would do if all debt was to be forgiven in the seventh year? We would
all have six year mortgages! (Actually, many obedient Christians do not
have mortgages at all!) What about the credit card companies? They would
allow substantially less unpaid balances because they would have only
six years to bleed you dry with exorbitantly high interest payments! God
instituted this Jubilee year (Lev 25:28) to keep His people out of
enslaving power of debt and to remind them of the freedom He gives to
His people. He wanted them to be free to serve Him, not the other
nations. He was after their time perspective as well. He wanted His
children to focus on the task at hand, instead of mortgaging their
futures by yearning after the things of this world.
Not only are we to
keep ourselves free from debt, we are not to cosign or become surety for
others...not even our children. What better way to teach them voluntary
slavery than to lead them by the hand and help them buy something they
can not afford. If they could afford it, why else would they need your
guarantee?! Better to teach them to do without for the time being and
wait on God’s timing, than to willingly submit to the chains of debt.
Notice the verse immediately following perhaps the most quoted verse on
child rearing:
- Prov 22:6-7
- Train up a child in the way he should go, and when he
is old he will not depart from it. The rich rules over the poor, and the borrower is servant to the lender.
One of the things we are to train our children in is the principle that
debt leads to enslavement. We are not our own, for we were bought with a
price - we belong to God. Proverbs 17:18 could not make it any more
plain...you are devoid of understanding (stupid) if you cosign a
note!
- An excerpt from A Quick Study On Debt, by
Stephen Beck
- For more information on this book, click on the link
above.
Practica:
So far we have talked about:
- Researching
the market to see if our topic is something others want.
- Getting a web
hosting account.
- Finding a
product to sell using ClickBank.
Of course, selling a product on your website presupposes that you have a
website. So let me go through the steps and then give you my
recommendations. (Jim Bob, you are not allowed to snicker at anything
I have written here!)
First, you need a hosting company to host your website (see my
recommendations HERE). A hosting
company “rents” you a spot on their server and just like a rental,
apartment, the bigger the spot, the more you pay. Don’t worry about a
big spot right now. Most beginner websites are fairly small. Next, you
will need a domain name which is like an address for your rented spot.
My advice is to get the domain name from the same place you rent your
spot, the hosting company (again, I have covered all this in tip #2
news-letter).
After you have your domain name and your hosting company, your address
and apartment, now you will want to move in. So, you will need to decide
whether to decorate from scratch, use a decorator kit or hire someone to
do the decoration for you. Hiring someone to decorate for you is
expensive, but it is easy, so I will not spend much time on that.
If you want to decorate from scratch, you will need to learn html code.
Most web pages are written in this code and it takes a long time to
master all of the intricacies. The html code determines the text, the
pictures, the spacing of the various elements, the links, in
short…everything that is on a web page is determined by the html code. A
great place to start for learning html code is here:
- http://www.w3schools.com/html/default.asp
- http://www.w3.org/MarkUp/Guide/Overview.html
Now, I like to decorate myself, but I don’t like reinventing the wheel.
I mean, why find gooseberries to squeeze and make my own paint, when I
can buy a can of paint at the paint store? And even if I have to pay for
the paint, it is still a lot cheaper than hiring a painter! Similarly,
if I can find a web page program that will write the code for me, I can
still do it myself and save some money. But knowing some html can be
helpful. I may not know all the ingredients that go into a can of paint,
but if I am familiar with the properties of different kinds of paints,
it will help me in the long run. Knowing a little html can help you
understand what the web page programs are doing behind the scenes and
sometimes you may have to use a little code to get exactly what you
want. So my advice, is to at least go through the tutorials mentioned
above, but you may not want to memorize everything.
When it comes to web page programs, there are a bunch out there, but
most work on the WYSIWYG principle…what you see is what you get. So,
they allow you to type and arrange pictures just like a word processor
or desktop publishing program, while the web page program is writing
code behind the scene. In fact, many of these programs allow you to
switch to “html code view” so that you can see what you are writing
looks like in html code. This is also a great way to learn a little html
code. Kind of like learning Greek from an interlinear Bible…the English
translation is right below the corresponding Greek word.
A
web page is just one page. A website is a collection of web pages. When
you go to a site, like www.curriculumconnection.net, you will land on the index
page. That page will introduce the website and have navigation buttons
on the left to other pages in the site, which in turn will have links to
still other related pages in the site. A navigation button is just a
fancy link that takes you to like-minded pages. Of course, you can have
a separate link to any other page in your site or even to another
website. The reason I say all of this is that it is a good idea to
sketch out a map of your site before starting so that you can group
related subjects together.
The main draw back to web page programs is their lack of flexibility.
Some programs are template driven and only allow you to fill in the
blanks. It is very fast and easy, but you do not have a lot of control
over what your page will look like. Others are very flexible, but have a
steep learning curve. Let me demonstrate what I mean by giving the pros
and cons of several web page programs.
Microsoft Frontpage
I
started with this program against the recommendation of my
brother. I wanted something easy and I was in a hurry. I used one of the
templates in the program, but did not find out until later that when you
use the template, Frontpage places some important information in other
files. So, when I have become more advanced and want to control the look
at little more, the template will not let me. I have fought with
Frontpage for so long over this, that I recommend not using Frontpage on
the bottom of every page on my website! (So much for small, personal
victories!) Actually, I have found that Frontpage can be very versatile
if you do not use the templates they provide, but I already have 160
pages in my site, so I will not be changing over anytime soon. Another
problem with Frontpage is that your web host has to have certain
programs to run a Frontpage web site and sometimes will charge you
extra. Webmasters and web hosts do not like Frontpage!
All that said, Frontpage is still
the webdesign program I use the most, but I DO NOT use the pre-made
templates.
Macromedia Dreamweaver
Being frustrated with Frontpage, I started my other sites on Dreamweaver.
This time I did not use the templates and have been very happy with it.
I have yet to figure out the library and local-site functions of this
program, but I have found a lot more people who can help me with
Dreamweaver than with Frontpage. Both Dreamweaver and Frontpage are
pricey, so you may want to download a trial version to make sure it is
your cup of tea. Homeschoolers can use their education card at Hastings
to be a substantially reduced price for both of these programs, but you
are not allowed to use it for business purposes. But it would be a great
way to learn or to have your children learn.
Teach your children to design websites and they can kiss that $2/hour
babysitting job goodbye! Business owners do not care how old the
designer is as long as the page works. Most web designers charge between
$25 to $65/hr depending on what they are doing. Web designing allows
very flexible hours and there is always someone who needs a page
designed. I have two sites that I am supposed to design, but can not get
to at this very moment!
Yahoo Site Builder
Free, but somewhat limited in its ability. Would be a good place to
learn. Start with the templates.
Here is a list of other free web page programs: http://www.thefreesite.com/Free_Software/HTML_freeware/
Once you design a web site, you will need to upload it to the server…the
place you have rented from your web host. Most programs have an
automatic upload button, but alas they quit working or are too slow (of
course, my Frontpage upload button has quit working!). Other times, you
may want to upload certain pages while leaving others alone. To do this
you need an ftp program…which stands for file transfer protocol. It
works very similarly to your windows explorer program where you drag
files from one window to the other. So, open the ftp program, connect to
your website and drag the files over that you want to upload. It is that
easy!
Of course, I have just skimmed the mountain tops. There are many great
resources out there that will let you delve deeper. A great series at
Hastings is the Master Visually series on just about any popular
software program you can name. They are easy to understand, with lots
of pictures and screen shots. Unfortunately, I find the tutorials
that come with the programs to be very difficult to understand.
Warmly in Christ,
- Stephen Beck
- www.familyebiz.com
- www.curriculumconnection.net
- email: steve@familyebiz.com
Click Here for Tip #5
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